Checking Accounts

Reasons to have a checking account with BNA Bank!

Low Fees

We ha Check Re-Order ve some of lowest average fees per consumer checking account (for balances under $250,000). *As reported by the Northeast Mississippi Daily Journal and The Wall Street Journal from 2014 data collected from the Federal Deposit Insurance Corporation

Eliminate your monthly checking account service fee

With a Basic checking account, the monthly fee is waived if you maintain a $100 Minimum Daily Balance and enroll in e-statements! Students!! For students with proper ID, there is no minimum daily balance and the monthly fee is waived if you enroll in e-statements!

Technology

Free, easy banking right from your phone with our BNA Bank app! | Free access to Apple Pay with your BNA debit card | Free online banking and bill pay | Mobile Deposits

Protection

Custom alerts in our updated mobile app let you stay on top of your finances, wherever life takes you. You can monitor account balances and activity, get deposit and withdrawal notifications and more.

Free ATMS

Our card works surcharge free at over 20,000 ATM locations nationwide in the Jeanie, Pulse, MoneyPass, or Plus network. In addition, BNA Bank customers also have surcharge free ATM access at all Walgreens' locations in Mississippi.

Cell Phone Protection

Our Value and Premium checking accounts are powered by BaZing and designed to save you money – not just on your banking – but on other things you need in life. These accounts come with money-saving discounts on shopping and dining from local and national retailers, cell phone protection, roadside assistance and much more!

Checking Accounts

We've simplified our accounts and made it easier than ever to choose the account that fits your lifestyle! Your checking account could even be free by simply signing up for e-statements and maintaining a minimum monthly balance. Review our comparison chart to determine which account best fits your needs.
Account Type	Premium	Value	Basic
To Open Account	$50	$50	$50
Monthly Service Fee	Minimum Daily Balance $0 - $1,499.99: $8 $1,499.99 or more: Free	$6 per month	Any Balance: $5 Monthly fee is waved if you maintain a $100 Minimum Daily Balance and* enroll in e-statements **For students with proper ID there is no minimum daily balance and monthly fee is waived if you enroll in e-statements.
Interest	Yes	No	No
Per Check Charge	None	None	None
Free Checks	No	50% Off one box per calendar year	No
Account Alerts	Yes	Yes	Yes
Statement Options	Paper or Electronic	Paper or Electronic	Paper or Electronic
	Yes	Yes	No
Discounted issue fee on Official Checks and Money Orders	Yes.	Yes	No
Extra Benefits	Cell phone protection; Roadside Assistance; $2,500 personal identity theft benefit; $10,000 Accidental Death Insurance, Savings with BaZing! on travel, entertainment, dining, prescriptions, groceries, clothing and more	Cell phone protection; Roadside Assistance; $2,500 personal identity theft benefit; $10,000 Accidental Death Insurance, Savings with BaZing! on travel, entertainment, dining, prescriptions, groceries, clothing and more	None

Bazing Benefits logo

Cell Phone Protection

Just pay your cell phone bill with your BaZing checking account, and you’re covered. If your phone is broken or stolen, we’ll pay to have it repaired or replace up to $400 per claim (maximum of $800 per year).

ID Theft Aid

Payment card fraud resolution

If your payment cards are lost or stolen, you have a personal fraud specialist ready to assist you.

Personal identity theft beneﬁt

Receive $2,500 reimbursement for covered expenses you incur to restore your identity.

Identity restoration

Unlimited access to personal fraud specialists who provide identity recovery and restoration assistance.

Roadside Assistance

Lock your keys in your car? Car won’t start? Roadside assistance is available 24/7. It’s free to use, up to $80 in covered service charges.

Shop Local. Save Local.

BaZing brings 460,000 discounts where you live, work or travel.

Browse. Get discounts that ﬁt each day, each plan, each purchase.

Shop. The restaurants and shops you know and love are included in the BaZing savings network, right where you live and across the nation.

Save. Simply show your mobile coupon to the retailer for instant savings.

Cell phone protection and personal identity theft beneﬁt are subject to additional terms and conditions.

**Money Market**
Account Type	Money Market	Executive Money Market
To Open Account	$1,000	$1,000
Monthly Service Fee	No	No
Interest	Yes	Yes, on balances $25,000 or greater
Per Check Charge	Limited Check Writing	Limited Check Writing
Check Order Fee	Yes	Yes
Debit Card/ATM	Yes	Yes
FREE Notary Service	No	No
Stop Payments, Traveler’s Checks, Official Checks and Money Orders	No	No
Extra Benefits	None	None

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

OVERDRAFT ADDENDUM